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Jennifer Cook is a writer for USA TODAY Homefront and has spent hours perusing sample warranty contracts from vehicle manufacturers and warranty providers. She began her career in automotive content researching insurance and vehicle shipping companies. Jennifer is based in the sleepy town of Cedar Mountain, North Carolina and spends much of her time exploring the Blue Ridge Mountains. She hopes to become an accomplished scuba diver in the coming years but knows that fear of sharks is a healthy thing.
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Chevrolet’s extended warranty, known as the Protection Plan, offers three levels of coverage.
Benefits include 24/7 roadside assistance, rental car coverage and trip interruption reimbursement.
Exclusions apply to routine maintenance items and damages from weather, theft, misuse and aftermarket modifications.
Known as the Chevrolet Protection Plan, Chevy’s extended warranty coverage provides a safety net for unexpected repairs, ensuring your ride remains in top condition. Chevrolet’s extended warranty covers a broad spectrum of vehicle parts and services, essentially extending the manufacturer’s warranty to provide longer-term protection against costly repairs.
Like many Americans, you may be trying to keep your car on the road for longer. As your car ages, the chances of it needing critical repairs increase. Fortunately, you have options for bracing yourself for potential mechanical breakdowns.
At its core, the Chevrolet Protection Plan is about giving owners confidence in their vehicle’s reliability long after the initial warranty period has ended. However, if Chevy’s extended warranty options don’t line up with your expectations, you can work with one of our top extended car warranty companies to get the coverage you need.
Endurance offers coverage for up to 8 years or 200,000 miles, but it only offers long-term plans.
With Chevrolet’s Protection Plan program, you can choose from three levels of coverage, ranging from essential powertrain coverage to an exclusionary plan that functions like a bumper-to-bumper warranty.
You can also choose your deductible and contract terms, with maximum term limits of 8 years/100,000 miles. Deductible options vary by plan and dealership.
Chevrolet’s Protection Plan program includes 24/7 roadside assistance. This service includes the following:
With your vehicle service contract, you’ll get rental car coverage during covered repairs up to $40 per day for a maximum of 10 days. Trip interruption kicks in if you break down more than 100 miles from home with a covered repair. With this benefit, you’ll be reimbursed up to $200 per day for travel expenses with a maximum of five days or $1,000.
Like most car warranties, Chevrolet’s extended warranty contracts won’t cover maintenance or wear-and-tear items. To keep from voiding your warranty coverage, you’ll need to stay on top of oil changes, filter replacements, tire rotations and wiper blade replacements.
Chevy Protection Plan coverage also won’t provide parts or repairs for damages caused by any of the following:
Yes, Chevrolet offers two optional prepaid maintenance plans:
You can choose your terms and covered services:
The one drawback of this plan is that you’ll need to take your vehicle to a certified Chevrolet, Buick, GMC or Cadillac dealer for services.
Chevrolet’s factory warranty coverages include a few different protections, each with different term limits:
The price of your Chevrolet Protection Plan will vary depending on numerous factors. Your specific Chevy vehicle, your preferred coverage level, chosen contract terms and your deductible choice will all play a role in your final price. However, the third-party warranty costs below can help you decide whether you’re getting a good price for your coverage.
We requested quotes for warranty contracts ranging from basic powertrain to bumper-to-bumper coverage from leading providers. We used profiles of multiple vehicles with varying mileages so you can get a good idea of how much an extended car warranty costs.
Based on these quotes, you can expect to pay between $2,804 and $3,151 for a third-party extended car warranty. If the price you’ve been quoted from Chevrolet is much higher than that, consider that the company’s coverage ends at eight years or 100,000 miles. Many third-party providers offer contracts with terms up to 10 years or 250,000 miles.
Below are the average total costs for different levels of coverage from the quotes we pulled.
Determining whether a Chevrolet extended warranty is worth it hinges on factors such as your individual driving habits, your vehicle model and the importance you place on peace of mind. If you plan to keep your Chevrolet beyond the factory warranty period and want to avoid unexpected repair costs, investing in an extended warranty could be a financially prudent decision.
Chevrolet vehicles have above-average reliability, according to RepairPal. But, the company’s vehicles ranked No. 20 out of 32 vehicle brands. While Chevrolet vehicles have a low frequency of trips to the repair shop, these vehicles demonstrate a 15% chance of needing critical repairs during the trip.
In J.D. Power’s 2024 U.S. Vehicle Dependability Study, Chevrolet ranked No 4. out of 29 for most reliable auto brands. Chevrolet vehicles were reported to have 174 problems per 100 vehicles, well below the study average of 190. This study focuses on 3-year-old vehicles, or vehicles that are at or nearing the end of their warranty coverages.
Based on this information, Chevrolet is a safe bet and likely to be a reliable vehicle, but you’d still be better off budgeting for potential repairs.
RepairPal estimates the annual repair cost across all Chevrolet models is $649 per year, just under the average of $652 across all vehicle makes and models. Based on estimated costs for the automaker, Chevrolet vehicles generally aren’t the most expensive to repair.
Below are average repair cost estimates for common repairs on different Chevy models.
Chevrolet drivers on Reddit seem to agree that some form of warranty coverage is beneficial, especially for new cars. However, many owners feel that a third-party extended warranty is the way to go. Many customers report high prices and limited coverage terms from Chevrolet dealerships.
You can buy a Chevrolet extended limited warranty from a dealership before the vehicle’s 3 years/36,000 miles of new vehicle limited warranty coverage is up. Once the factory warranty expires, you’re no longer eligible for coverage directly from the vehicle manufacturer. Fortunately, third-party warranties can be purchased at almost any time during the life of your vehicle.
Chevrolet offers three extended warranty plans with coverage up to 100,000 miles, available across 50 states. These plans feature benefits including roadside assistance and a transferability option for a $50 fee. However, you’ll be restricted to Chevrolet dealerships or certified repair facilities.
Compared with Chevrolet, third-party providers offer a wider range of plans and lengthier coverage limits — up to 300,000 miles. Third-party plans often include roadside assistance and similar transferability and cancellation policies.
Notably, all three extended car warranty companies present various deductible options and boast high customer satisfaction scores, making them competitive alternatives to Chevrolet’s own extended warranty offerings.
The Chevrolet extended warranty, with terms up to 8 years/100,000 miles, offers diverse coverage options from basic powertrain to comprehensive plans. It’s supplemented by benefits such as roadside assistance and rental car coverage — and it’s designed to shield owners from unforeseen repair expenses.
This protection could be a strategic investment for Chevy owners aiming for enduring reliability and peace of mind well beyond the standard warranty’s life span. However, an extended warranty from a third-party company could be a better choice, as they offer more coverage options and typically, more affordable prices.
We analyze, rate and rank top vehicle service contract providers to help you discover the right one for your needs. The best auto service contract companies offer transparency, affordability and expansive coverage options, among other qualities.We rate companies using our objective scoring methodology. We assess brands on factors that are important to consumers like you — including cost, coverage, market standing, trustworthiness and customer experience. After scoring companies on a 100-point scale, we simplify final scores into the 5-star ratings you see in our content.
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